Payment Optimization

Take Control of Your Payments

Optimize your payments with VGS Vault, a PCI-compliant, provider-agnostic payment platform for a modern payments ecosystem.

Avoid payment service provider lock-in. Take control of your payment flows across multiple cost-effective, reliable PSPs.

Streamline the checkout experience for your customers.

Increase your top line by lowering payment transaction failure rates with automated card lifecycle management

Request a Demo

PSPStripe

PSPAdyen

PSPMollie

PSPBraintree

PSPWorldpay

PSPCybersource

Own your data and use it for what you need

With VGS, you own and control your data - not your service provider. Use the data for product innovation, targeted & segmented marketing, reduce fraud, and more.

Payment Data Management

Avoid vendor lock-in, increase ROI

Minimize transaction costs by routing payments through VGS Vault to the best gateways based on your own routing logic. Switch or add routes to providers with the optimal rates, availability, and market reach.

Payment Orchestration

Deliver a better checkout experience, maximize revenue

Offer a tailored checkout experience. Improve payment coverage and flexibility.

Universal Checkout Experience

Balance acceptance, cost, and fraud

Improve experiences with fewer false positive declines, higher service availability, and higher auth rates (up to 3%+).

Card Account Lifecycle Management

How it works

Payment Flows on VGS Vault

Take control of your payment flows with your own routing logic. Use VGS Vault to secure the routing of your payment card transactions across multiple payment processors based on your own routing rules.

Choose Best Price
Increase Approval for High Dollar Transaction
Accept High Risk Transaction
Accept International/Cross Border
Increase Approval for Low Dollar Transaction

Learn More

Product Spotlight

Universal Checkout

Deliver a streamlined checkout experience for your customers across your digital channels. Choose from either a customized universal checkout experience you will host or an easy pre-configured, hosted checkout service from VGS.

Learn More

Customizable

Customize your checkout to match the look, tone, and feel of your brand.

Simple Setup

Easily integrate with your app. Embed in your web or mobile apps. White label developer experience that your partners can then use.

Flexible

Use any payment provider. Integrate with 120+ gateways.

Secure

Protect and manage your sensitive data.

Customized Forms

Design your own payment form using our form builder. It’s easy to customize the UI, so you can have a uniform experience across platforms and devices.

Select a payment method:

Or pay with card

Card Details

Name on Card

Joe Business

Card Number

4111 1111 1111 1111

Expiration Date

01 / 22

Security Code

123

PAY

const app = document.getElementById("app");

checkout.mount(app, {

theme: {

colors: {

ctaButtonBg: " #CC00FF ",

placeholder: "#a9a9a9",

input: "black",

label: "black",

border: "black",

shadows: {

inputBorder: "0 0 0 1px black",

inputBorderActive: "0 0 0 1px #ff9800

0px 0px 6px rgba(255, 125, 0, 0.4)",

submitActive: "0px 24px 12px -16px,

rgba(255, 125, 0)",

Why VGS

Unique Capabilities

Card Account Lifecycle Management

Never worry about managing your customer card data anymore. VGS provides the most comprehensive card data management. Choose from issuer-supplied network tokens, PARs, PSP specific tokens and VGS Aliases for maximum portability. Our native account updater capability always keeps the newest customer card information on file. In the future, our proprietary adaptive updater feature will update cards that are not subscribed to any existing lifecycle management technology.

Most current card data
3 levels of service
Highest level of fidelity
Eliminate redundancy across multiple PSPs

Learn More

Fraud, Experimentation, and Reporting

Because you’re not locked into one PSP and you own all of your data, VGS allows you to experiment with balancing increasing payment acceptance with reducing costs incurred from fraud. You also get a single consistent location where you can report on transactions and use this information to achieve your desired outcome.